You can get up to six months of retroactive benefits in a lump sum from Social Security, but should you?

This explains why choosing between lump sum and monthly payouts is as important as coverage amount. The right structure helps ...

You hear it all the time with big lottery winners, they choose to take the lump sum instead of the yearly payout. A big pile of cash all at once sounds fun, right? But should you treat your pension ...

Annuity plans don’t promise high returns, but they do offer something many retirees value more, a predictable income that doesn’t depend on markets.

Dear Bruce: I am a happily married 59-year-old state employee who will retire at the age of 62. I have a defined-benefit retirement plan that will pay me about $5,400 a month for life, or I can take a ...

Here’s what to know when a legal settlement is paid over time rather than all at once and how it might affect your finances and your future Written By Written by Staff Money Writer, WSJ | Buy Side ...