A damaged credit score can majorly impact personal finances — learn how to rebuild it.

Here are five proven strategies to maintain your high credit score, from timely payments to smart credit utilization.

Which Credit Score Do Mortgage Lenders Use? The credit score used most commonly by lenders is your FICO score. Short for Fair Isaac Corp., FICO started providing consumer credit scores in 1989.

If your credit score is on the lower side, you could be paying a "subprime tax" that adds up to more than $100,000 over the ...