Credit cards with annual fees offer a wide range of rewards and cardholder benefits that make them worthwhile. However, your spending habits and needs can change over time, making these cards less of ...

Downgrading a credit card may sound like a setback, but it actually can really reward you if your spending habits have changed and you no longer see value in the card you're currently using. For ...

This article adheres to strict editorial standards. Some or all links may be monetized. It wasn’t that long ago that Moody’s knocked America’s sovereign credit rating down a peg — and now, the U.S. is ...