Bread Financial offers terms that are all relatively well-yielding compared to today’s national averages. The bank offers several terms at 3.75% APY, a 3-month CD term at 3.80% APY and a 6-month term ...

Some pros say the Fed is likely to make rate cuts in 2026. Indeed, with the Fed’s first meeting of the year not scheduled until Jan. 28, the CME FedWatch tool currently predicts a 14.4% chance that ...

As the Federal Reserve decides its federal funds rate, here’s how it ripples through the economy and influences your finances.

Stop losing money. 2026 CD rates are around 4.00%. See why a big bank's 0.01% is potentially costing you $1,000+ this year.

With interest rates still elevated, certificates of deposit are offering some of the most attractive guaranteed returns savers have seen in years. Today’s best CD rates make it possible to earn more ...

Investors looking to lock in income ahead of another likely rate cut from the Federal Reserve can still find solid yields in certificates of deposit. Some are even yielding 4%. The market is pricing ...

Whether you spent or saved a lot of money in 2025 or simply find yourself holding steady, one item all savers can agree on is that it's important to protect and grow their funds further in 2026.

Roske continued, "It's worth noting that the 24-month term was the only median APY benchmark to remain unchanged when compared to October's rates, while the 36- and 48-month term CD rates slightly ...

SEATTLE, Nov. 21, 2025 /PRNewswire/ -- CD Valet is a data-driven, saver-first platform that connects consumers with the best verified CD rates and terms nationwide. The company today shared its ...

Savers can still find CDs with maturities from six months to five years offering 4.00% APY or higher Staff Personal Finance Editor, Buy Side Valerie Morris is a staff editor at Buy Side and a personal ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Sabrina Karl has over two decades of experience writing about savings, CDs, and ...

With more than 15 years of experience crafting content about all aspects of personal finance, Michael Benninger knows how to identify smart moves for your money. His work has been published by Intuit, ...