Research has shown that FHA buyers have been intentionally excluded from the housing market in the past. What's surprising is that the bias against FHA borrowers has persisted even in today's buyer's ...

Conventional loans which are resold to Fannie Mae only allow buyers' DTI to go up to 50% - meaning that no more than 50% of their gross monthly income should be allocated to their total monthly debt ...

The Department of Housing and Urban Development announced the FHA-insured loan caps for low- and high-cost areas, which are ...

You know that feeling when you're staring at a puzzle, and it seems like half the pieces are missing? That's exactly wha ...

Eight cities offer cash incentives if you move there. Based on area home prices, the cash can equal up to nearly a 20% down ...

Don't accept the first rate you're quoted. With mortgage rates at 1-year lows, these six strategies — from credit tweaks to ...

Today, the mortgage interest rate on a 30-year fixed mortgage is 6.33%, according to the Mortgage Research Center. On a ...

When refinancing, lenders want to hear your goals clearly. Be ready to explain whether you want lower payments, cash out or a new loan type.

SoFi reports refinancing a mortgage replaces an old loan with a new one, potentially offering better terms, but costs must be ...

Buying a house can seem overwhelming at first, but taking it step by step removes the stress — or most of it at least.