Don't accept the first rate you're quoted. With mortgage rates at 1-year lows, these six strategies — from credit tweaks to ...

FHA raises the 2026 HECM limit to $1,249,125, which is a $39,375 increase from last year and marks the 10th straight year of ...

When refinancing, lenders want to hear your goals clearly. Be ready to explain whether you want lower payments, cash out or a new loan type.

SoFi reports refinancing a mortgage replaces an old loan with a new one, potentially offering better terms, but costs must be ...

To get the refinance you want, you need to explain your goal in words that the lender understands. This is a guide to what to ...

Buying a house can seem overwhelming at first, but taking it step by step removes the stress — or most of it at least.

The conforming loan limit is the maximum amount of money a homebuyer can borrow using a conventional mortgage that's eligible for purchase by Fannie Mae and Freddie Mac. The Federal Housing ...

Your credit score is a big part of whether or not a lender will approve you for a home loan. That three-digit score is based on details from your credit history, including your track record of paying ...

Explore the intricacies of Fannie Mae and FHA loans, their benefits, drawbacks, and key considerations to make an informed ...

VA loans and FHA loans both aim to make homeownership more accessible, but they serve different groups and have distinct rules. VA loans, backed by the Department of Veterans Affairs, are available to ...

Minority groups often face unique challenges when buying a home. Fortunately, there are specialized mortgage programs designed to help underserved buyers overcome these hurdles. Evan Harlow, real ...