Using a credit card for your down payment and potential mortgage payments is NOT the move.🫠 When buying a home you want it to be a blessing and not a burden. Here’s what I suggest to make sure homebuying is the blessing we all want: 🏡Save up a good down payment 20% is great but I’m not mad at 5%. 🏡Secure a 15 year fixed rate conventional loan. 🏡Select something affordable where the monthly payment (including taxes, insurance, HOA, etc. ) is no more than 25% of your monthly take home pay. #ho
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